Waterlands

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Spotted seatroutRetention open

Bar · Florida

First National Bank

25.08°N · 81.04°W · Bar · Bayside and Gulfside from Craig Key to West End of Seven Mile Bridge

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Best score today · 11 AM · Spotted seatrout

80/100Great
Now
551 PM EDT
Best window
1-3 PMEbb tide
Tide now
Ebbing4.1 ft ▼

Data from: NOAA CO-OPS + NDBC + ECMWF + Open-Meteo Marine · Waterlands engine

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24-hour conditions · rolling from now

Conditions · 1 PM · now

Time1PNOW
Score55Good
Tide4.1 ft ▼Ebbing
Current0.9 knmodeled · toward ESE
Wind3 kn SWgusts 9 · steady
Sea stateLight chop0.5 ft · 3 s
Air temp80°Warm
WeatherOvercast92% chance of rain
Water84°FObserved

Current regulations

What you can keep here today

Monroe County state waters (Florida Keys)

IN EFFECT NOW

Spotted seatrout

Retention open
Daily limit
3 per day
Possession
Not published
Size
Slot 15 to 19 in, total length. One fish over 19 inches per vessel, or per person when fishing from shore, counted in the bag limit.
Season
No closed season on file
Annual quota
Not published
Other
Must stay whole until landed ashore. For-hire captain and crew may not keep a bag limit. Hook and line or cast net only. No multiple hooks with natural bait. No snatching. Open year-round. Regional rules apply in inland, state and adjacent federal waters. New regional rules took effect April 1, 2026.

From FWC Recreational Regulations: Spotted Seatrout, read Sep 13

Other species here

  • Atlantic croaker Retention open
  • Black drum Retention open (5 per day)
  • Bluefish Retention open (10 per day)
  • Bonefish Catch & release (No retention)
  • Cobia Retention open (1 per day)
  • Crevalle jack Retention open
  • Florida pompano Retention open (6 per day)
  • Gag grouper Closed (No retention)
  • Gray snapper Retention open (5 per day (10 snapper combined))
  • Gray triggerfish Retention open (1 per day)
  • Greater amberjack Retention open (1 per day)
  • King mackerel Retention open (3 per day)
  • Mahi-mahi Check regulations
  • Permit Retention open (1 per day)
  • Red drum Retention open (1 per day)
  • Red grouper Retention open (3 per day (3 Atlantic grouper and tilefish combined))
  • Red snapper Retention open (2 per day (10 snapper combined))
  • Sailfish Retention open (1 per day (1 billfish combined))
  • Sheepshead Retention open (8 per day)
  • Snook Catch & release (No retention)
  • Southern flounder Retention open (5 per day)
  • Spanish mackerel Retention open (15 per day)
  • Spot Retention open
  • Summer flounder Retention open (5 per day)
  • Tarpon Catch & release (No retention)
  • Wahoo Retention open (2 per day)

Seasonality · 52-week view · this week ringed

When Spotted seatrout is best here

Shoulder season for Spotted seatrout · 9 more weeks at shoulder

Spotted seatrout season by week of the year. Shoulder season for Spotted seatrout · 9 more weeks at shoulder.
  • Peak
  • Shoulder
  • Off
  • This week

Spotted seatrout in Florida

Spot profile

First National Bank

Depth
4-5 ftFlat bottom
Structure
Bank · Inner · Semi-exposedBank · flat bottom
Season
Shoulder seasonSpotted seatrout

NOAA NCEI DEM, sampled Sep 13 on a 3.4 m grid. Depths are feet below NAVD 88, not chart datum (MLLW), so they can differ from a chart by a few feet. Not for navigation.

About this spot

Fishing First National Bank

First National Bank is a bar in Bayside and Gulfside from Craig Key to West End of Seven Mile Bridge, Florida. Depth is 4-5 ft, with a flat bottom. Its profile reads bank, inner water and semi-exposed.

Waterlands scores 18 species here; the best right now are bonefish, common snook and permit. It is peak season now for common snook and crevalle jack, and shoulder season for bonefish, permit, Atlantic tarpon and red drum. Bonefish peak from March through May and from October through November. Common snook peak from April through May and from September through November. Permit peak from March through June.

Tackle & technique

Spotted seatrout
Trout hold over grass beds and sandy potholes in 2 to 8 feet of water most of the year and slide into channels, deep creek bends and canals during cold snaps. A live shrimp under a slip or popping cork, a paddle tail on a light jighead, or a topwater walked at first light covers most situations. Keep the drag light because their mouths tear easily.
Bonefish
Bonefish push onto shallow sand and grass flats with the rising tide to root for shrimp, crabs and clams, often in water under 2 feet deep, and fall back to channel edges and deeper flats as the tide drops. Most fish are sight cast to with a small shrimp or crab fly, a light jig or a live shrimp, which takes bright sun, light wind and a quiet approach. They are catch and release only in Florida, and in Hawaii many anglers also fish bait from shore along sand channels and reef edges.
Common snook
Snook ambush bait around mangrove shorelines, bridge and dock lights, jetties and the mouths of passes and inlets, generally in 2 to 15 feet of water. Fish moving water, especially the outgoing tide, with a live pilchard, pinfish or shrimp, or a jerkbait or soft plastic swum past the structure. In summer they spawn along beaches and inlets, and in winter they crowd into rivers, canals and deep backcountry creeks where the water stays warmer.

Nearby spots

Other spots within an easy run

  • Sandy Key Basin

    Bay · 3.4 mi

    78
    Top: BonefishShoulder season
    • Bonefish 78
    • Crevalle jack 75
    • Common snook 74

    3 kt SWH 1:42 PM · 3.1 ftL 10:04 PM · 0.7 ft

  • Rocky Channel

    Channel · 1.6 mi

    76
    Top: BonefishShoulder season
    • Bonefish 76
    • Common snook 75
    • Atlantic tarpon 70

    3 kt SWL 7:10 PM · 0.7 ftH 1:16 AM · 3.7 ft

  • Middle Ground

    Bar · 2.0 mi

    70
    Top: Common snookPeak season
    • Common snook 70
    • Bonefish 69
    • Crevalle jack 64

    3 kt SWL 7:10 PM · 0.7 ftH 1:16 AM · 3.7 ft

  • Sandy Key Bank

    Bar · 3.6 mi

    70
    Top: Common snookPeak season
    • Common snook 70
    • Bonefish 65
    • Crevalle jack 64

    3 kt SWL 7:10 PM · 0.7 ftH 1:16 AM · 3.7 ft

Scores and forecasts are for planning only and can be wrong. Conditions on the water change fast; check the marine forecast before you go. Regulations change during the season, so confirm limits and closures with FWC before you keep a fish.