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Spotted seatroutRetention openBar · Florida
Jack Bank
24.81°N · 81.28°W · Bar · Bayside and Gulfside from Craig Key to West End of Seven Mile Bridge
Species here · tap to switch
Best score today · 8 AM · Spotted seatrout
- Now
- 558 PM EDT
- Best window
- 8 PM-12 AMFlood tide
- Tide now
- Flooding0.7 ft ▲
Data from: NOAA CO-OPS + NDBC + ECMWF + Open-Meteo Marine · Waterlands engine
Notify me when Jack Bank scores 75+
Checked every morning against the 14-day forecast. Free by push and email.
14-day forecast
Best days to fish
24-hour conditions · rolling from now
Conditions · 8 PM · now
Tide & current
NOAA CO-OPS
79Tide: FloodingCurrent: 0.7 kn floodWind & pressure
ECMWF
66Wind: 6 kt NNWPressure: SteadyWater temp & sky
NDBC + Open-Meteo Marine
52Water temp: 86°F, warmLight: DuskSolunar: Between periodsSeas: 0.7 ftSeason & habitat · Spotted seatrout
Species seasonality
70Season: ShoulderHabitat: Usable structureDepth: In rangeRegulations: Retention open
Current regulations
What you can keep here today
Monroe County state waters (Florida Keys)
Spotted seatrout
Retention open- Daily limit
- 3 per day
- Possession
- Not published
- Size
- Slot 15 to 19 in, total length. One fish over 19 inches per vessel, or per person when fishing from shore, counted in the bag limit.
- Season
- No closed season on file
- Annual quota
- Not published
- Other
- Must stay whole until landed ashore. For-hire captain and crew may not keep a bag limit. Hook and line or cast net only. No multiple hooks with natural bait. No snatching. Open year-round. Regional rules apply in inland, state and adjacent federal waters. New regional rules took effect April 1, 2026.
From FWC Recreational Regulations: Spotted Seatrout, read Sep 13
Other species here
- Atlantic croaker Retention open
- Black drum Retention open (5 per day)
- Bluefish Retention open (10 per day)
- Bonefish Catch & release (No retention)
- Cobia Retention open (1 per day)
- Crevalle jack Retention open
- Florida pompano Retention open (6 per day)
- Gag grouper Closed (No retention)
- Gray snapper Retention open (5 per day (10 snapper combined))
- Gray triggerfish Retention open (1 per day)
- Greater amberjack Retention open (1 per day)
- King mackerel Retention open (3 per day)
- Mahi-mahi Check regulations
- Permit Retention open (1 per day)
- Red drum Retention open (1 per day)
- Red grouper Retention open (3 per day (3 Atlantic grouper and tilefish combined))
- Red snapper Retention open (2 per day (10 snapper combined))
- Sailfish Retention open (1 per day (1 billfish combined))
- Sheepshead Retention open (8 per day)
- Snook Catch & release (No retention)
- Southern flounder Retention open (5 per day)
- Spanish mackerel Retention open (15 per day)
- Spot Retention open
- Summer flounder Retention open (5 per day)
- Tarpon Catch & release (No retention)
- Wahoo Retention open (2 per day)
Source: FWC · synced today
Seasonality · 52-week view · this week ringed
When Spotted seatrout is best here
Shoulder season for Spotted seatrout · 9 more weeks at shoulder
- Peak
- Shoulder
- Off
- This week
Spot profile
Jack Bank
- Depth
- 2-4 ftFlat bottom
- Structure
- Bank · Inner · Semi-exposedBank · flat bottom
- Season
- Shoulder seasonSpotted seatrout
NOAA NCEI DEM, sampled Sep 13 on a 3.4 m grid. Depths are feet below NAVD 88, not chart datum (MLLW), so they can differ from a chart by a few feet. Not for navigation.
About this spot
Fishing Jack Bank
Jack Bank is a bar in Bayside and Gulfside from Craig Key to West End of Seven Mile Bridge, Florida. Depth is 2-4 ft, with a flat bottom. Its profile reads bank, inner water and semi-exposed.
Waterlands scores 18 species here; the best right now are Atlantic tarpon, common snook and permit. It is peak season now for common snook and crevalle jack, and shoulder season for Atlantic tarpon, permit, bonefish and red drum. Atlantic tarpon peak from March through June. Common snook peak from April through May and from September through November. Permit peak from March through June.
Tackle & technique
- Spotted seatrout
- Trout hold over grass beds and sandy potholes in 2 to 8 feet of water most of the year and slide into channels, deep creek bends and canals during cold snaps. A live shrimp under a slip or popping cork, a paddle tail on a light jighead, or a topwater walked at first light covers most situations. Keep the drag light because their mouths tear easily.
- Atlantic tarpon
- Tarpon roll along beaches, in passes and channels, and under bridges from late spring through fall, and in South Florida some fish stay through winter in warm canals and backcountry rivers. Live crabs, mullet or pinfish drifted through a pass on the outgoing tide, or a fly or soft plastic cast ahead of a rolling string of fish, are the main approaches. Use a long heavy leader, bow to the jumps, and keep big fish in the water for release.
- Common snook
- Snook ambush bait around mangrove shorelines, bridge and dock lights, jetties and the mouths of passes and inlets, generally in 2 to 15 feet of water. Fish moving water, especially the outgoing tide, with a live pilchard, pinfish or shrimp, or a jerkbait or soft plastic swum past the structure. In summer they spawn along beaches and inlets, and in winter they crowd into rivers, canals and deep backcountry creeks where the water stays warmer.
Nearby spots
Other spots within an easy run
- East Bahia Honda Channel80
Channel · 4.4 mi
Top: Common snookPeak season- Common snook 80
- Crevalle jack 76
- Atlantic tarpon 76
6 kt NNWH 1:13 AM · 1.2 ftL 5:12 AM · 0.6 ft
- Sunken Coral Heads70
Bar · 4.0 mi
Top: Common snookPeak season- Common snook 70
- Crevalle jack 67
- Atlantic tarpon 65
6 kt NNWH 12:44 AM · 2.2 ftL 6:45 AM · 1.2 ft
- Sideboard Bank69
Bar · 3.8 mi
Top: Common snookPeak season- Common snook 69
- Crevalle jack 65
- Atlantic tarpon 62
6 kt NNWH 1:08 AM · 1.7 ftL 6:24 AM · 0.9 ft
- Bullfrog Banks67
Bar · 3.9 mi
Top: Common snookPeak season- Common snook 67
- Crevalle jack 62
- Atlantic tarpon 59
6 kt NNWH 12:34 AM · 3.0 ftL 6:53 AM · 1.4 ft
Scores and forecasts are for planning only and can be wrong. Conditions on the water change fast; check the marine forecast before you go. Regulations change during the season, so confirm limits and closures with FWC before you keep a fish.
